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{"sheet":"HojaMaestra","index":1,"n_rows":73,"n_cols":17,"rows_kept":73,"cut":false,"hidden":true,"merged":[[30,1,30,2],[46,1,46,2],[50,1,50,2],[56,1,56,2],[37,1,37,2],[44,1,44,2],[53,1,53,2],[56,11,56,12],[1,5,1,12],[3,5,3,6],[3,11,3,12],[3,8,3,9]]}
["Cod Prod",null,"Productos"]
[4,"PRODUCTO",{"$f":"IFERROR(VLOOKUP(A2,Param!CE8:CF25,2,0),\"Sin Datos\")","v":"Mejora de Hipoteca"},null,null,"Simulador Maestro"]
[]
[{"$f":"VLOOKUP(C4,Param!AF8:AG27,2,0)","v":10},"Plazo","10 años",null,null,"Gastos",null,null,"Seguros",null,null,"Resultados"]
[null,"Localización del terreno",{"$f":"IFERROR(VLOOKUP(A2,Param!BX8:BZ9,3,0),\"Sin Datos\")","v":"Sin Datos"},null,null,"Avalúo",{"$f":"TablaTasas!R3","v":4228.2},null,"Seguro de desempleo",{"$f":"IFERROR(IF(OR(A2=16,A2=17,A2=18),O43,IF(C30=\"Pagos Fijos\",O41,O42)),0)","v":364.5},null,"Valor del Inmueble",{"$f":"IFERROR(C7,0)","v":1350000}]
[null,null,null,null,null,"Comisión por Apertura",{"$f":"TablaTasas!S3","v":18225},null,"Seguro de vida",{"$f":"IFERROR(IF(OR(A2=16,A2=17,A2=18),M43,IF(C30=\"Pagos Fijos\",M41,M42)),0)","v":515.16},null,"Enganche Mínimo",{"$f":"IFERROR(TablaTasas!M3,0)","v":134999.99999999997}]
[null,"Valor del Inmueble Aceptado",1350000,null,null,"Notariales",{"$f":"TablaTasas!T3","v":67500},null,"Seguro ITP",{"$f":"IFERROR(IF(OR(A2=16,A2=17,A2=18),N43,IF(C30=\"Pagos Fijos\",N41,N42)),0)","v":128.79},null,"Eng Adicional Propuesto",{"$f":"IFERROR(C26,0)","v":0}]
[null,"Capt. Tipo de Ingreso",null,null,null,"Gastos Totales:",{"$f":"TablaTasas!U3","v":89953.2},null,"Seguro de daños",{"$f":"IFERROR(IF($C$21=\"SI\",IF(OR($A$2=16,$A$2=17,$A$2=18),$P$43,IF($C$30=\"Pagos Fijos\",$P$41,$P$42)),0),0)","v":81.517816799999991}]
[null,"Tipo de Ingreso","Asalariado",null,null,null,null,null,{"$f":"Param!C15","v":"Seguro No se 1"},{"$f":"IFERROR(C48,0)","v":0},null,"Enganche Total",{"$f":"IFERROR(IF(OR(A2=3,A2=17),TablaTasas!N3,$M$6+$M$7),0)","v":134999.99999999997}]
[null,"Participantes","Titular",null,null,"Gastos Créd Inf",{"$f":"(C34+C35)*Param!DK8","v":0},null,{"$f":"Param!C16","v":"Seguro No se 2"},{"$f":"IFERROR(C49,0)","v":0},null,"Gastos",{"$f":"IFERROR(IF(OR(A2=3,A2=17),TablaTasas!U3,G8),0)","v":89953.2}]
[null,"Ingresos Titular",45000,null,null,null,null,null,{"$f":"Param!C17","v":"Seguro No se 3"},{"$f":"IFERROR(C50,0)","v":0}]
[null,"Ingresos Conyuge",null,null,null,"Comis Aper COFINA",{"$f":"IFERROR(VLOOKUP(C25,Param!AJ8:AU9,3,0)*TablaTasas!M88,0)","v":273.375},null,"Total Seguros:",{"$f":"IFERROR(SUM(J5:J11)+J14,0)","v":1089.9678168},null,"Desembolso Total",{"$f":"IFERROR(IF(C44<>\"SI\",M9+M10,0),0)","v":224953.19999999995}]
[null,"Suma de Ingresos",{"$f":"IFERROR(C11+C12,\"Sin Datos\")","v":45000},null,null,"Gastos COFINAVIT",{"$f":"G5+G12+G7+G10","v":72001.574999999997}]
[null,"10% Ingresos Titular",{"$f":"IFERROR(C11*0.1,\"Sin Datos\")","v":4500},null,null,null,null,null,"Seg daños Inm Garanti",{"$f":"IFERROR(IF($C$21=\"SI\",IF($A$2=14,$Q$41,0),0),0)","v":0},null,"Tasa Aceptada",{"$f":"IFERROR(IF($M$16>=Param!$ET$8,TablaTasas!$Q$3+Param!$EW$8,TablaTasas!$Q$3),0)","v":0.10199999999999999}]
[null,"Tope",{"$f":"IFERROR(Param!CC8,\"Sin Datos\")","v":5500},null,null,null,null,null,null,null,null,"% de Financiamiento",{"$f":"IFERROR(IF(A2<>14,$M$16/$M$5,$M$16/($M$5+$C$41)),0)","v":0.9}]
[null,"Aport Bim Aceptado",{"$f":"IFERROR(IF(C14>=C15,C15,C14),\"Sin Datos\")","v":4500},null,null,null,null,null,null,null,null,"Crédito Banregio",{"$f":"IFERROR(TablaTasas!$O$3,0)","v":1215000}]
[null,"Financiar comisión por apertura","NO",null,null,null,null,null,null,null,null,null,0]
[null,"Período de Gracia","NO",null,null,null,null,null,null,null,null,"Aportación Bimestral",{"$f":"IFERROR($C$16,0)","v":4500}]
[null,"Seguro de desempleo","SI",null,null,null,null,null,null,null,null,"Plazo de período de Gracia",0,"Meses"]
[null,"Seguro de desempleo Aceptado",{"$f":"IFERROR(IF(C9=\"Asalariado\",\"SI\",C19),\"Sin Datos\")","v":"SI"},null,null,{"$f":"C2","v":"Mejora de Hipoteca"},null,null,null,null,null,"Monto P/Calculo de Seguros",{"$f":"IFERROR(VLOOKUP(M19+1,TablaAmortNaranjaFlex!$B$10:$D$249,3,0),0)","v":1215000}]
[null,"Aplica Seguro de Daños",{"$f":"IFERROR(VLOOKUP(A2,Param!CH8:CJ25,3,0),0)","v":"SI"},null,null,null,null,null,null,null,null,"Crédito Banregio Sin Comis",{"$f":"IFERROR(C7*TablaTasas!Q3,0)","v":137700}]
[null,"Localización del Inmueble","ESTADO DE MEXICO",null,null,null,null,null,null,null,null,"CAT sin iva Pag Naran Flex",{"$f":"IFERROR(TablaAmortNaranjaFlex!$O$7,0)","v":-1.4958885619000051E-2}]
[null,"% Gtos Notar Capturado",0.05,null,null,null,null,null,null,null,null,"CAT sin iva Pag Fij",{"$f":"IFERROR(TablAmoPagosFijos!$O$7,0)","v":0.12916475266745042}]
[null,"% de Gtos Notariales Aceptado",{"$f":"IFERROR(IF(C23=0,VLOOKUP(C22,Param!I8:J39,2,0),C23),0)","v":0.05},null,null,{"$f":"IFERROR(VLOOKUP(C22,Param!I8:K39,3,0),0)","v":0.03},null,null,null,null,null,"CAT sin iva Pag Crec",{"$f":"IFERROR(TablAmoPagosCrec!$O$7,0)","v":0.12622154700526034}]
[null,"Comisión","1.5% por Apertura - 0%  Penalización por Prepago",null,null,null,null,null,null,null,null,"Resultado CAT sin IVA",{"$f":"IFERROR(IF(OR($A$2=16,$A$2=17,$A$2=18),$M$22,IF($C$30=\"Pagos Fijos\",$M$23,IF($C$30=\"Pagos Crecientes\",$M$24,0))),0)","v":0.12916475266745042},null,"=SIERROR(SI(O($A$2=16,$A$2=17,$A$2=18),$M$22,SI($C$30=\"Pagos Fijos\",$M$23,SI($C$30=\"Pagos Crecientes\",$M$24,0))),0)"]
[null,"Eng Adicional",null,null,null,null,null,null,null,null,null,"Pago Mensual Gral",{"$f":"IFERROR(IF(OR($A$2=16,$A$2=17,$A$2=18),TablaAmortNaranjaFlex!$AH$8,IF($C$30=\"Pagos Fijos\",TablAmoPagosFijos!$BE$8,IF($C$30=\"Pagos Crecientes\",TablAmoPagosCrec!$BL$8,0))),0)","v":17547.478335907832}]
[null,"% Finan Capturado",0,null,null,"Comision por apertura puede financiarse sola o en conjunto con gastos financiados"]
[null,"% de finan Aceptado",{"$f":"IFERROR(IF(C27=0,TablaTasas!$P$3,C27),0)","v":0.9},null,null,"Secuencia en 1 + 1",null,null,null,null,null,"Comisión Apertura COFINAVIT",{"$f":"IFERROR(VLOOKUP(C25,Param!AJ8:AU9,3,0)*M20,0)","v":18225}]
[null,"Crédito Banregio Original",{"$f":"IFERROR(IF(C17=\"SI\",C7*TablaTasas!P3+G6,C7*TablaTasas!P3),0)","v":1215000},null,null,"Gastos de infonavit en COFINAVIT"]
[{"$f":"VLOOKUP($C$30,Param!$EJ$8:$EK$9,2,0)","v":1},"Esquema de Pago","Pagos Fijos",null,null,null,null,null,null,null,null,"Estudio Técnico con IVA",{"$f":"IFERROR(Param!$DH$8,0)","v":1739.9999999999998}]
[null,"COFINAVIT"]
[null,"Saldo SubCuenta Titular",0,null,null,3000000,null,null,null,null,null,"% de Mejora Hipoteca",{"$f":"IFERROR(TablaTasas!$W$3,0)","v":0}]
[null,"Saldo Subcuenta Conyuge",0,null,null,{"$f":"F32*0.05","v":150000},null,null,null,null,null,"Créd. Adic. Disponible",{"$f":"IFERROR(TablaTasas!$N$38,0)","v":0}]
[null,"Crédito Infonavit Titular",0,null,null,null,null,null,null,null,null,"Acepta Línea de crédito",{"$f":"IFERROR(TablaTasas!$O$38,0)","v":"NO"}]
[null,"Crédito Infonavit Conyuge",0,null,null,null,null,null,null,null,null,"Monto Línea Créd. Adic.",{"$f":"IFERROR(TablaTasas!$X$3,0)","v":0}]
[null,"Desc Infonavit Titular",0,null,null,null,null,null,null,null,null,"Monto Final disponible Mej",{"$f":"IFERROR(TablaTasas!$Q$38,0)","v":1215000}]
[null,"Desc Infonavit Conyuge",0]
[null,"1+1",null,null,null,null,null,null,null,null,null,"Factor de Pago Total",{"$f":"IFERROR(($M$61/HojaMaestra!$M$16)*1000,0)","v":14.442369000747187}]
[null,"Cuenta  2 Avalúo?","NO"]
[null,"Monto 2 Avalúo",{"$f":"IF(C39=\"SI\",0,Param!$BG$5)","v":0},null,null,null,null,null,null,null,null,null,"Seguro Vida","Seguro ITP","Seg. Desempleo","Seg. Daños","Seg. Daños Inm Garantia"]
[null,"Segunda Garantía Adicional",0,null,null,null,null,null,null,null,null,"Seg. Pagos Fijos",{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosFijos!$B$10:$X$261,20,0),0)","v":515.16},{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosFijos!$B$10:$X$261,21,0),0)","v":128.79},{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosFijos!$B$10:$X$261,22,0),0)","v":364.5},{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosFijos!$B$10:$X$261,23,0),0)","v":81.517816799999991},{"$f":"$C$41*Param!$D$8*Param!$D$9/1000*(1+Param!$T$8)","v":0}]
[null,"Se adeuda casa?","NO",null,null,null,null,null,null,null,null,"Seg. Pagos Crecientes",{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosCrec!$B$10:$AA$261,23,0),0)","v":515.16},{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosCrec!$B$10:$AA$261,24,0),0)","v":128.79},{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosCrec!$B$10:$AA$261,25,0),0)","v":364.5},{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosCrec!$B$10:$AA$261,26,0),0)","v":81.517816799999991},{"$f":"$C$41*Param!$D$8*Param!$D$9/1000*(1+Param!$T$8)","v":0}]
[null,"Monto Adeuda Casa",0,null,null,null,null,null,null,null,null,"Seg. Pagos Naranja",{"$f":"IFERROR(VLOOKUP($M$19+1,TablaAmortNaranjaFlex!$B$10:$AA$261,22,0),0)","v":515.16},{"$f":"IFERROR(VLOOKUP($M$19+1,TablaAmortNaranjaFlex!$B$10:$AA$261,23,0),0)","v":128.79},{"$f":"IFERROR(VLOOKUP($M$19+1,TablaAmortNaranjaFlex!$B$10:$AA$261,24,0),0)","v":364.5},{"$f":"IFERROR(VLOOKUP($M$19+1,TablaAmortNaranjaFlex!$B$10:$AA$261,25,0),0)","v":81.517816799999991},{"$f":"$C$41*Param!$D$8*Param!$D$9/1000*(1+Param!$T$8)","v":0}]
[null,"Financiar Gastos?","NO"]
[null,"Ministraciones",null,null,null,null,null,null,null,null,null,"% de financiamiento  1 + 1",{"$f":"IFERROR($M$16/($M$5+$C$41),0)","v":0.9}]
[null,"Estudio Técnico","NO"]
[null,"Seguros Opcionales",null,null,null,null,null,null,null,null,null,null,"Comisión"]
[null,{"$f":"Param!C15","v":"Seguro No se 1"},0,null,null,null,null,null,null,null,null,"Pagos Fijos",{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosFijos!$B$10:$X$261,8,0),0)","v":250}]
[null,{"$f":"Param!C16","v":"Seguro No se 2"},0,null,null,null,null,null,null,null,null,"Pagos Crecientes",{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosCrec!$B$10:$AA$261,8,0),0)","v":250}]
[null,{"$f":"Param!C17","v":"Seguro No se 3"},0,null,null,null,null,null,null,null,null,"Pagos Naranja",{"$f":"IFERROR(VLOOKUP($M$19+1,TablaAmortNaranjaFlex!$B$10:$AA$261,8,0),0)","v":250}]
[null,"Mejora Hipoteca"]
[null,"Mejora Hipoteca?","NO",null,null,null,null,null,null,null,null,null,"Pago Mensual"]
[null,"Monto Mejora Hipoteca",0,null,null,null,null,null,null,null,null,"Pagos Fijos",{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosFijos!$B$10:$X$261,4,0),0)","v":16207.510519107831}]
[null,"Tasa",null,null,null,null,null,null,null,null,null,"Pagos Crecientes",{"$f":"IFERROR(VLOOKUP($M$19+1,TablAmoPagosCrec!$B$10:$AA$261,4,0),0)","v":11185.519871792681}]
[null,"Tasa Capturada",0,null,null,null,null,null,null,null,null,"Pagos Naranja",{"$f":"IFERROR(VLOOKUP($M$19+1,TablaAmortNaranjaFlex!$B$10:$AA$261,4,0),0)","v":0},null,"=SIERROR(CONSULTAV($M$19+1,TablaAmortNaranjaFlex!$B$10:$AA$261,4,0),0)"]
[null,"% de Tasa Aceptada",{"$f":"IFERROR(IF(C55=0,TablaTasas!D10,C55),\"Sin Datos\")","v":0.10199999999999999}]
[null,"Datos Clientes",null,null,null,null,null,null,null,null,null,"Pago Mensual Inicial"]
[null,"Cliente","",null,null,null,null,null,null,null,null,"Pago Mensual Aplicable",{"$f":"IF(OR($A$2=16,$A$2=17,$A$2=18),M55,IF($C$30=\"Pagos Fijos\",$M$53,$M$54))","v":16207.510519107831}]
[null,"Tel",null,null,null,null,null,null,null,null,null,"Comisión Aplicable",{"$f":"IF(OR(A2=16,A2=17,A2=18),M50,IF(C30=\"Pagos Fijos\",M48,M49))","v":250}]
[null,"Cel"," ",null,null,null,null,null,null,null,null,"Total Seguros",{"$f":"J12","v":1089.9678168}]
[null,"Correo",null,null,null,null,null,null,null,null,null,"Pago Mensual Inicial",{"$f":"SUM(M58:M60)","v":17547.478335907832}]
[null,"Ejecutivo",""]
[null,null,null,null,null,null,null,null,null,null,null,"Letrero Programa Asalariado",{"$f":"IFERROR(VLOOKUP(A2,Param!EY8:FA25,3,0),\" \")","v":"Ninguno"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,"Dirección formulario Nuev o Resu",1]
[]
[null,null,null,null,null,null,null,null,null,null,null,"Monto del primer avalúo",{"$f":"IFERROR(IF(C46=\"SI\",Param!$BE$5+Param!DH8,Param!$BE$5),0)","v":4228.2}]
[]
[null,null,null,null,null,null,null,null,null,null,null,"=IFERROR(IF(C46=\"SI\",Param!$BE$5+Param!DH8,Param!$BE$5)+IF(AND($C$39=\"NO\",$A$2=14),$C$40,0),0)"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"Avalúo 1","Avalúo 2","Estudio Técnico","Ministraciones"]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!BE5","v":4228.2},{"$f":"Param!BG5","v":0},{"$f":"Param!DH8","v":1739.9999999999998}]

{"sheet":"CaratViv","index":2,"n_rows":41,"n_cols":7,"rows_kept":41,"cut":false,"hidden":true,"merged":[[3,2,3,3],[2,5,2,6],[2,2,2,3],[24,2,24,3],[4,5,4,6],[7,2,7,3],[7,5,7,6],[24,5,24,6],[5,2,5,3],[4,2,4,3],[5,5,5,6]]}
[null,"  "]
[null,null," "]
[null,null,null,null,null,{"$f":"IFERROR(IF(HojaMaestra!C58=\"\",\" \",HojaMaestra!C58),\" \")","v":" "}]
[null,null," "]
[null,null,"DETALLE",null,null,"PAGO MENSUAL"]
[null,null,{"$f":"IFERROR(HojaMaestra!C2,\"Sin Datos\")","v":"Mejora de Hipoteca"},null,null,{"$f":"IFERROR(G16,0)","v":17547.478335907832}]
[]
[null,null," ",null,null,"DESGLOSE PAGO MENSUAL"]
[null,null,"Mi propiedad esta ubicada en:",{"$f":"IFERROR(HojaMaestra!C22,0)","v":"ESTADO DE MEXICO"},null,"Pago mensual:",{"$f":"IFERROR(HojaMaestra!$M$58,0)","v":16207.510519107831}]
[null,null,"Con un valor de:",{"$f":"IFERROR(HojaMaestra!C7,\"Sin Datos\")","v":1350000},null,"Comisión por administración:",{"$f":"IFERROR(HojaMaestra!$M$59,0)","v":250}]
[null,null,"Por lo cual requiero de un crédito de:",{"$f":"IFERROR(D10-G27,0)","v":1215000},null,"Seguro de vida:",{"$f":"IFERROR(HojaMaestra!J6,0)","v":515.16}]
[null,null,"Comprobando ingresos netos",{"$f":"IF(HojaMaestra!C10=\"Titular\",\"Individual\",\"Mancomunado\")","v":"Individual"},null,"Seguro ITP:",{"$f":"IFERROR(HojaMaestra!J7,0)","v":128.79}]
[null,null,"Por la cantidad de:",{"$f":"IFERROR(HojaMaestra!C13,0)","v":45000},null,"Seguro de desempleo:",{"$f":"IFERROR(HojaMaestra!J5,0)","v":364.5}]
[null,null,"Al ser asalariado aplica seg de desempleo",{"$f":"IFERROR(HojaMaestra!C20,0)","v":"SI"},null,"Seguro de daños",{"$f":"IFERROR(HojaMaestra!J8,0)","v":81.517816799999991}]
[null,null,"Al ser asalariado aplica programa de:",{"$f":"IFERROR(HojaMaestra!$M$63,0)","v":"Ninguno"}]
[null,null,"Lo pagaré en:",{"$f":"IFERROR(HojaMaestra!$C$4,0)","v":"10 años"},null,"Total:",{"$f":"SUM(G9:G14)","v":17547.478335907832}]
[null,null,"En un esquema de:",{"$f":"IFERROR(HojaMaestra!$C$30,0)","v":"Pagos Fijos"}]
[null,null,"Con un tasa anual de:",{"$f":"IFERROR(HojaMaestra!M14,0)","v":0.10199999999999999}]
[null,null,"Dare un enganche mínimo de:",{"$f":"IFERROR(HojaMaestra!M6,0)","v":134999.99999999997}]
[null,null,"Y un enganche extra de:",{"$f":"IFERROR(HojaMaestra!$M$7,0)","v":0}]
[null,null,"% de financiamiento bancario:",{"$f":"IFERROR(HojaMaestra!M15,0)","v":0.9}]
[null,null,"Quiero financiar comisión por apertura:",{"$f":"IFERROR(HojaMaestra!C17,0)","v":"NO"}]
[null,null,"Factor de pago:",{"$f":"IFERROR(HojaMaestra!$M$38,0)","v":14.442369000747187}]
[null,null,"CAT promedio sin IVA:",{"$f":"IFERROR(HojaMaestra!M25,0)","v":0.12916475266745042}]
[null,null,"GASTOS INICIALES",null,null,"RESUMEN DE CRÉDITO"]
[null,null,"Avalúo",{"$f":"IFERROR(HojaMaestra!G5,0)","v":4228.2},null,"Crédito bancario total:",{"$f":"IFERROR(HojaMaestra!M16,0)","v":1215000}]
[null,null,"Gastos notariales:",{"$f":"IFERROR(HojaMaestra!G7,0)","v":67500},null,"Enganche:",{"$f":"IFERROR(HojaMaestra!M9,0)","v":134999.99999999997}]
[null,null,"Comisión por apertura",{"$f":"IFERROR(HojaMaestra!G6,0)","v":18225},null,"Contarías con:",{"$f":"IFERROR(G26+G27,0)","v":1350000}]
[null,null,"Total de Gastos",{"$f":"IFERROR(HojaMaestra!G8,0)","v":89953.2},null,"Ejecutivo:",{"$f":"IF(HojaMaestra!$C$62=\"\",\"\",HojaMaestra!$C$62)","v":""}]
[null,null,"Desembolso total",{"$f":"IFERROR(HojaMaestra!M12,0)","v":224953.19999999995},null,"Celular Ejecutivo:",{"$f":"IF(OR(HojaMaestra!$C$60=\"\",HojaMaestra!$C$60=0),\"\",HojaMaestra!$C$60)","v":" "}]
[]
[null,null,"Observaciones:"]
[null,null,"- Los impuestos y derechos para el Estado de la República que seleccionó se calculan sobre un porcentaje estimado  y valor"]
[null,null,"  del inmueble capturado, los importes correctos así como sus honorarios los definirá el Notario. "]
[null,null,"-  El crédito solicitado dependerá de la capacidad de pago de cada cliente."]
[null,null,"-  La Tasa será asignada en base al perfil de riesgo del cliente."]
[null,null,"-  Banregio se reserva el derecho de solicitar información adicional y/o restringir parámetros de enganche, monto, plazo"]
[null,null,"    o tasa en función de las características específicas del solicitante y del inmueble objeto de la operación."]
[null,null,"- Esta cotización tiene carácter informativo, Banregio se reserva el derecho de cambiar cualquier condición sin previo aviso."]
[null,null,"- Este documento NO implica que el crédito ha sido autorizado, ni establece obligación alguna para Banregio."]
[null,null,"y valor del inmueble capturado, los importes "]

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[null,"Tabla de Tasas y Cálculos generales de % de financiamiento, Enganche y Crédito",null,null,null,null,null,null,null,null,null,null,"Enganche Mínimo","Enganche Total Requerido","Crédito","% Financiamiento","Tasa Final","Avalúo","Comis por Apertura","Notariales","Gastos","Crédito sin Finan Comis por Apert","% Crédito Adic Mej de Hipot","Monto Adic Mej Hipo","Tasa",null,null,null,null,"% Financiamiento",null,null,null,"Rangos de Celdas"]
[null,null,null,null,null,null,null,null,null,null,null,"Resultados Generales",{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,3,0),0)","v":134999.99999999997},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,4,0),0)","v":134999.99999999997},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,5,0),0)","v":1215000},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,6,0),0)","v":0.9},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,7,0),0)","v":0.10199999999999999},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,8,0),0)","v":4228.2},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,9,0),0)","v":18225},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,10,0),0)","v":67500},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AR$21,11,0),0)","v":89953.2},{"$f":"VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AN$21,5,0)","v":1215000},{"$f":"IF($O$38=\"SI\",$S$35,0)","v":0},{"$f":"$P$38","v":0},{"$f":"IF($O$6=0,VLOOKUP(HojaMaestra!$A$2,TablaTasas!$AH$4:$AN$21,7,0),$O$6)","v":0.10199999999999999},null,"Tasas",null,null,"Min.","Max.","Resultado",null,"Cód","Productos","Enganche Mínimo","Enganche Total Requerido","Crédito","% Financiamiento","Tasa","Avalúo 1 Tot","Comis por Apertura","Notariales","Gastos",null,"Tasa Creciente"]
["No. Prod","Plazo años","Destino / Aforo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Período de cambio","Tasas",null,0,0,1,null,{"$f":"Param!CE8","v":1},{"$f":"Param!CF8","v":"Adquisición Tradicional"},{"$f":"$M$10","v":134999.99999999997},{"$f":"$N$10","v":134999.99999999997},{"$f":"$O$10","v":1215000},{"$f":"$P$10","v":0.9},{"$f":"$Q$10","v":0.10199999999999999},{"$f":"$O$17","v":4228.2},{"$f":"$P$17","v":18225},{"$f":"$Q$17","v":67500},{"$f":"$R$17","v":89953.2},null,0.11749999999999999]
[{"$f":"HojaMaestra!$A$2","v":4},{"$f":"IF(VLOOKUP(HojaMaestra!C4,Param!AF8:AG27,2,0)<=10,10,IF(VLOOKUP(HojaMaestra!C4,Param!AF8:AG27,2,0)<=15,15,20))","v":10},{"$f":"HojaMaestra!C2","v":"Mejora de Hipoteca"},null,null,null,null,null,null,null,null,null,"Eng. Propuesto","Valor del Inmueble","Tasa Capturada","% Finan Propuesto","Comisión de Apertura Infonavit","Comisión de Apertura","Crédito + Comisión por Apert.","% Notariales Capt",null,null,null,null,null,null,37,9.74E-2,null,0,0.50009999999999999,2,null,{"$f":"Param!CE9","v":2},{"$f":"Param!CF9","v":"Adquisición con Apoyo Infonavit"},{"$f":"$M$10","v":134999.99999999997},{"$f":"$N$10","v":134999.99999999997},{"$f":"$O$10","v":1215000},{"$f":"$P$10","v":0.9},{"$f":"$Q$10","v":0.10199999999999999},{"$f":"$O$17","v":4228.2},{"$f":"$P$17","v":18225},{"$f":"$Q$17","v":67500},{"$f":"$R$17","v":89953.2}]
[{"$f":"D10","v":0.10199999999999999},null,null,null,null,null,null,null,null,null,null,"Valores Capturados",{"$f":"HojaMaestra!$C$26","v":0},{"$f":"HojaMaestra!$C$7","v":1350000},{"$f":"HojaMaestra!$C$55","v":0},{"$f":"HojaMaestra!$C$27","v":0},{"$f":"IFERROR(VLOOKUP(HojaMaestra!$C$25,Param!AJ8:AU9,3,0)*HojaMaestra!$M$21,0)","v":2065.5},{"$f":"IFERROR($V$3*VLOOKUP(HojaMaestra!$C$25,Param!AJ8:AL9,3,0),0)","v":18225},{"$f":"$O$3+HojaMaestra!$G$12","v":1215273.375},{"$f":"HojaMaestra!C23","v":0.05},null,null,null,null,null,null,73,0.1074,null,0.50009999999999999,0.70099999999999996,3,null,{"$f":"Param!CE10","v":3},{"$f":"Param!CF10","v":"Adquisición con Cofinavit"},{"$f":"M79","v":135000},{"$f":"N79","v":224953.2},{"$f":"O79","v":1215000},{"$f":"P79","v":0.9},{"$f":"Q79","v":0.10199999999999999},{"$f":"N88","v":4228.2},{"$f":"M88","v":18225},{"$f":"O88","v":67500},{"$f":"Q88","v":89953.2}]
[null,null,null,null,1,2,3,4,5,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,240,0.1174,null,0.70009999999999994,0.80010000000000003,4,null,{"$f":"Param!CE11","v":4},{"$f":"Param!CF11","v":"Mejora de Hipoteca"},{"$f":"M28","v":134999.99999999997},{"$f":"N28","v":134999.99999999997},{"$f":"O28","v":1215000},{"$f":"P28","v":0.9},{"$f":"Q28","v":0.10199999999999999},{"$f":"O41","v":4228.2},{"$f":"P41","v":18225},{"$f":"Q41","v":67500},{"$f":"R41","v":89953.2}]
[null,null,null,"% Finan =>",0.5,0.7,0.8,0.9,0.95,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,0.80010000000000003,0.90100000000000002,5,null,{"$f":"Param!CE12","v":5},{"$f":"Param!CF12","v":"Hipoteca Vertical"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[null,"Plazo años","Destino / Aforo","% más alto",{"$f":"E16","v":"Hasta 50%"},{"$f":"F16","v":"Hasta 70%"},{"$f":"G16","v":"Hasta 80%"},{"$f":"H16","v":"Hasta 90%"},{"$f":"I16","v":"Hasta  95%"},null,null,null,"Eng. Min","Enganche Requerido","Crédito","% Financiamiento","Tasa",null,"Hipoteca Gral.",null,null,null,null,null,null,null,null,null,null,0.90010000000000001,0.95,5,null,{"$f":"Param!CE13","v":6},{"$f":"Param!CF13","v":"Terreno_"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[null,{"$f":"IFERROR(DGET($A$16:$I64,B16,$A$4:$B$5),\"N/A\")","v":10},{"$f":"IFERROR(DGET($A$16:$I64,C16,$A$4:$B$5),\"N/A\")","v":"Mejora de Hipoteca"},{"$f":"IFERROR(DGET($A$16:$I64,D16,$A$4:$B$5),\"N/A\")","v":0.10199999999999999},{"$f":"IFERROR(DGET($A$16:$I64,E16,$A$4:$B$5),0)","v":9.6000000000000002E-2},{"$f":"IFERROR(DGET($A$16:$I64,F16,$A$4:$B$5),0)","v":9.6000000000000002E-2},{"$f":"IFERROR(DGET($A$16:$I64,G16,$A$4:$B$5),0)","v":0.10199999999999999},{"$f":"IFERROR(DGET($A$16:$I64,H16,$A$4:$B$5),0)","v":0.10199999999999999},{"$f":"IFERROR(DGET($A$16:$I64,I16,$A$4:$B$5),0)","v":0},null,null,"Resultados Hipoteca Gral",{"$f":"$P$20","v":134999.99999999997},{"$f":"Q20","v":134999.99999999997},{"$f":"R23","v":1215000},{"$f":"S23","v":0.9},{"$f":"T23","v":0.10199999999999999},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE14","v":7},{"$f":"Param!CF14","v":"Construcción_"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[null,null,"Tope % de financiamiento",{"$f":"MAX(E11:I11)","v":0.9},{"$f":"IF(AND(E10=$D$10,E10>F10),E8,0)","v":0},{"$f":"IF(AND(F10=$D$10,F10>G10),F8,0)","v":0},{"$f":"IF(AND(G10=$D$10,G10>H10),G8,0)","v":0},{"$f":"IF(AND(H10=$D$10,H10>I10),H8,0)","v":0.9},{"$f":"IF(I10=D10,I8,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE15","v":8},{"$f":"Param!CF15","v":"Terreno Plus"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[null,null,"Tope Tasa % Finan Propu",{"$f":"MAX(E12:I12)","v":0.10199999999999999},{"$f":"IF($P$3<>0,IF($P$3<=E8,E10,0),0)","v":0},{"$f":"IF(AND($P$3>E8,$P$3<=F8),F10,0)","v":0},{"$f":"IF(AND($P$3>F8,$P$3<=G8),G10,0)","v":0},{"$f":"IF(AND($P$3>G8,$P$3<=H8),H10,0)","v":0.10199999999999999},{"$f":"IF(AND($P$3>H8,$P$3<=I8),I10,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE16","v":9},{"$f":"Param!CF16","v":"Construcción Plus"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[null,null,"TOPE",{"$f":"MAX(E13:I13)","v":0.9},{"$f":"IF(E10=0,0,E8)","v":0.5},{"$f":"IF(F10=0,0,F8)","v":0.7},{"$f":"IF(G10=0,0,G8)","v":0.8},{"$f":"IF(H10=0,0,H8)","v":0.9},{"$f":"IF(I10=0,0,I8)","v":0},null,null,null,"Valor Inmueble","% Financ. Orig.","Eng. Mínimo Original","Tasa Orig",null,"Eng Adic Propuesto","% Finan Capt","Tasa Capt",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE17","v":10},{"$f":"Param!CF17","v":"Remodelación"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[null,null,null,null,null,null,null,null,null,null,null,"Valores Iniciales",{"$f":"$N$6","v":1350000},{"$f":"$D$11","v":0.9},{"$f":"HojaMaestra!$C$7*(1-$N$14)","v":134999.99999999997},{"$f":"$D$10","v":0.10199999999999999},null,{"$f":"HojaMaestra!$C$26","v":0},{"$f":"HojaMaestra!$C$27","v":0},{"$f":"HojaMaestra!$C$55","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE18","v":11},{"$f":"Param!CF18","v":"Terminación de Obra"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[null,"Hipoteca Naranja",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE19","v":12},{"$f":"Param!CF19","v":"Construcción/Remodelación por ministraciones."},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
["No. Prod","Plazo años","Destino / Aforo","% mas alto","Hasta 50%","Hasta 70%","Hasta 80%","Hasta 90%","Hasta  95%",null,null,null,"Avalúo","Ministraciones/Estudio Tecn?","Avalúo 1 Tot","Comis por Apertura","Notariales","Gastos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE20","v":13},{"$f":"Param!CF20","v":"Adq. De Terreno mas Const.  Por ministraciones"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[1,10,"Adquisición Tradicional",{"$f":"MAX(E17:I17)","v":0.10199999999999999},9.6000000000000002E-2,9.6000000000000002E-2,0.10199999999999999,0.10199999999999999,null,null,null,"Gastos",{"$f":"Param!BE5","v":4228.2},{"$f":"IF(HojaMaestra!C46=\"SI\",Param!DH8,0)","v":0},{"$f":"M17+N17","v":4228.2},{"$f":"IFERROR($R$20*VLOOKUP(HojaMaestra!$C$25,Param!AJ8:AL9,3,0),0)","v":18225},{"$f":"IFERROR(N6*HojaMaestra!C24,0)","v":67500},{"$f":"SUM(O17:Q17)","v":89953.2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE21","v":14},{"$f":"Param!CF21","v":"Hipoteca Uno + Uno"},{"$f":"M52","v":224953.19999999995},{"$f":"N52","v":224953.19999999995},{"$f":"O52","v":1215000},{"$f":"P52","v":0.9},{"$f":"Q52","v":0.10199999999999999},{"$f":"M62","v":4228.2},{"$f":"N62","v":18225},{"$f":"O62","v":67500},{"$f":"P62","v":89953.2}]
[2,10,"Adquisición con Apoyo Infonavit",9.7000000000000003E-2,9.6000000000000002E-2,9.6000000000000002E-2,0.10199999999999999,0.10199999999999999,0.10199999999999999,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE22","v":15},{"$f":"Param!CF22","v":"Liquidez"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[3,10,"Adquisición con Cofinavit",9.7000000000000003E-2,9.6000000000000002E-2,9.6000000000000002E-2,0.10199999999999999,0.10199999999999999,0.10199999999999999,null,null,null,"% Finan 1","Eng Min Orig.","Eng Adic Propuesto","Eng Min ","Enganche Total","Crédito sin finan apertura","Crédito con finan apertura",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE23","v":16},{"$f":"Param!CF23","v":"Hipoteca_Naranja_Flex"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[4,10,"Mejora de Hipoteca",0.10199999999999999,9.6000000000000002E-2,9.6000000000000002E-2,0.10199999999999999,0.10199999999999999,null,null,null,null,{"$f":"IF($P$6=0,$N$14,IF($P$6>$N$14,\"error\",$P$6))","v":0.9},{"$f":"HojaMaestra!$C$7*(1-$M$20)","v":134999.99999999997},{"$f":"HojaMaestra!$C$26","v":0},{"$f":"IF($N$20-$O$20<0,0,$N$20-$O$20)","v":134999.99999999997},{"$f":"$O$20+$P$20","v":134999.99999999997},{"$f":"HojaMaestra!$C$7-$Q$20","v":1215000},{"$f":"R20+P17","v":1233225},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE24","v":17},{"$f":"Param!CF24","v":"Hipoteca Naranja Flex con Apoyo Infonavit"},134999.99999999997,134999.99999999997,1215000,0.9,0.10199999999999999,4228.2,18225,67500,89953.2]
[5,10,"Hipoteca Vertical",0.10199999999999999,9.6000000000000002E-2,9.6000000000000002E-2,0.10199999999999999,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Param!CE25","v":18},{"$f":"Param!CF25","v":"Hipoteca Naranja Flex con COFINAVIT"},{"$f":"M79","v":135000},{"$f":"N79","v":224953.2},{"$f":"O79","v":1215000},{"$f":"P79","v":0.9},{"$f":"Q79","v":0.10199999999999999},{"$f":"N88","v":4228.2},{"$f":"M88","v":18225},{"$f":"O88","v":67500},{"$f":"Q88","v":89953.2}]
[6,10,"Terrenos",0.1065,0.10050000000000001,0.10050000000000001,0.1065,0.1065,null,null,null,null,null,null,null,null,null,"Crédito Tot","% Financiamiento","Tasa"]
[7,10,"Construcciones",0.1065,0.10050000000000001,0.10050000000000001,0.1065,0.1065,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(HojaMaestra!$C$17=\"NO\",R20,S20),0)","v":1215000},{"$f":"IFERROR(R23/M14,0)","v":0.9},{"$f":"IFERROR(IF(T14=0,HLOOKUP(VLOOKUP(S23,$AE$4:$AF$9,2,TRUE),$E$7:$I$10,4,0),T14),\"Sin Datos\")","v":0.10199999999999999}]
[8,10,"Terreno Plus",0.1065,0.10050000000000001,0.10050000000000001,0.1065,0.1065]
[9,10,"Construcción Plus",0.1065,0.10050000000000001,0.10050000000000001,0.1065,0.1065]
[10,10,"Remodelación",0.10050000000000001,0.10050000000000001]
[11,10,"Terminación de Obra",0.10050000000000001,0.10050000000000001,null,null,null,null,null,null,null,"Eng. Min","Eng. Requerido","Crédito","% Financiamiento","Tasa",null,"Mejora de Hipoteca"]
[12,10,"Construcción/Remodelación por ministraciones.",0.1065,0.10050000000000001,0.10050000000000001,0.1065,null,null,null,null,"Resultados Mejora de Hipoteca",{"$f":"P35","v":134999.99999999997},{"$f":"Q35","v":134999.99999999997},{"$f":"R47","v":1215000},{"$f":"S47","v":0.9},{"$f":"T47","v":0.10199999999999999}]
[13,10,"Adq. De Terreno mas Const.  Por ministraciones",0.1065,0.10050000000000001,0.10050000000000001,0.1065]
[14,10,"Hipoteca Uno + Uno",9.6000000000000002E-2,9.6000000000000002E-2,9.6000000000000002E-2]
[15,10,"Liquidez",0.1225,0.1225,null,null,null,null,null,null,null,"Valor Inmueble","% Financ. Orig.","Eng. Mínimo Original","Tasa Orig",null,"Eng. Adicional Propuesto","% Finan Capt","Tasa Capt"]
[1,15,"Adquisición Tradicional",0.109,0.10199999999999999,0.10199999999999999,0.109,0.109,null,null,null,"Valores Iniciales",{"$f":"$N$6","v":1350000},{"$f":"$D$11","v":0.9},{"$f":"HojaMaestra!$C$7*(1-$N$32)","v":134999.99999999997},{"$f":"$D$10","v":0.10199999999999999},null,{"$f":"HojaMaestra!$C$26","v":0},{"$f":"HojaMaestra!$C$27","v":0},{"$f":"HojaMaestra!$C$55","v":0}]
[2,15,"Adquisición con Apoyo Infonavit",{"$f":"MAX(E33:I33)","v":0.109},0.10199999999999999,0.10199999999999999,0.109,0.109,0.109]
[3,15,"Adquisición con Cofinavit",{"$f":"MAX(E34:I34)","v":0.109},0.10199999999999999,0.10199999999999999,0.109,0.109,0.109,null,null,null,"% Financiamiento ","Eng Min","Eng Adic Propuesto","Eng Min","Eng Tot","Crédito","% Eng. Min Disp.","Créd Adic Propuesto"]
[4,15,"Mejora de Hipoteca",0.109,0.10199999999999999,0.10199999999999999,0.109,0.109,null,null,null,"Proceso",{"$f":"IF($P$6=0,$N$32,IF($P$6>$N$32,\"error\",$P$6))","v":0.9},{"$f":"HojaMaestra!$C$7*(1-$M$35)","v":134999.99999999997},{"$f":"$R$32","v":0},{"$f":"IF($N$35-$O$35<0,0,$N$35-$O$35)","v":134999.99999999997},{"$f":"$O$35+$P$35","v":134999.99999999997},{"$f":"$N$6-$Q$35","v":1215000},{"$f":"Param!$CX$8","v":0.2},{"$f":"$R$35*$S$35","v":243000}]
[5,15,"Hipoteca Vertical",0.109,0.10199999999999999,0.10199999999999999,0.109]
[6,15,"Terrenos",0.1135,0.1065,0.1065,0.1135,0.1135,null,null,null,null,"Tope Max","Créd. Adic. Disponoble","Acepta Línes de crédito","Línea de crédito Acep","Monto disponible","Financiamiento","% Financiamiento","Tasa ",null,null,2660000]
[7,15,"Construcciónes",0.1135,0.1065,0.1065,0.1135,0.1135,null,null,null,null,{"$f":"$M$32-$O$32","v":1215000},{"$f":"IF($R$35+$T$35>$M$38,0,$T$35)","v":0},{"$f":"HojaMaestra!$C$52","v":"NO"},{"$f":"IF($O$38=\"SI\",$N$38,0)","v":0},{"$f":"$R$35+$P$38","v":1215000},{"$f":"$R$35+$P$38","v":1215000},{"$f":"$R$38/$M$32","v":0.9},{"$f":"IFERROR(HLOOKUP(VLOOKUP(S38,$AE$4:$AF$9,2,TRUE),$E$7:$I$10,4,0),\"Sin Datos\")","v":0.10199999999999999},null,null,200000]
[8,15,"Terreno Plus",0.1135,0.1065,0.1065,0.1135,0.1135,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"W37-W38","v":2460000}]
[9,15,"Construcción Plus",0.1135,0.1065,0.1065,0.1135,0.1135,null,null,null,null,"Avalúo","Ministraciones/Estudio Tecn?","Avalúo 1 Tot","Comis por Apertura","Notariales","Gastos",null,null,null,null,40000]
[10,15,"Remodelación",0.1065,0.1065,null,null,null,null,null,null,"Gastos",{"$f":"Param!BE5","v":4228.2},{"$f":"IF(HojaMaestra!C46=\"SI\",Param!DH8,0)","v":0},{"$f":"M41+N41","v":4228.2},{"$f":"IFERROR(R35*VLOOKUP(HojaMaestra!C25,Param!AJ8:AU9,3,FALSE),0)","v":18225},{"$f":"IFERROR(M32*HojaMaestra!C24,0)","v":67500},{"$f":"SUM(O41:Q41)","v":89953.2},null,null,null,null,{"$f":"W39+W40","v":2500000}]
[11,15,"Terminación de Obra",0.1065,0.1065]
[12,15,"Construcción/Remodelación por ministraciones.",0.1135,0.1065,0.1065,0.1135,null,null,null,null,null,null,null,null,null,null,null,"Crédito SIN Fina apert","Crédito CON Fina apert"]
[13,15,"Adq. De Terreno mas Const.  Por ministraciones",0.1135,0.1065,0.1065,0.1135,null,null,null,null,null,null,null,null,null,null,null,{"$f":"R38","v":1215000},{"$f":"S44+P41","v":1233225},null,null,300000]
[14,15,"Hipoteca Uno + Uno",0.10199999999999999,0.10199999999999999,0.10199999999999999,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,351150]
[15,15,"LIquidez",0.125,0.125,null,null,null,null,null,null,null,null,null,null,null,null,"Crédito Tot","% Financiamiento","Tasa"]
[1,20,"Adquisición Tradicional",0.11,0.105,0.105,0.11,0.11,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(IF(HojaMaestra!$C$17=\"NO\",S44,T44),0)","v":1215000},{"$f":"IFERROR(R47/M32,0)","v":0.9},{"$f":"IFERROR(IF(T32=0,HLOOKUP(VLOOKUP(S47,$AE$4:$AF$9,2,TRUE),$E$7:$I$10,4,0),T32),\"Sin Datos\")","v":0.10199999999999999},null,null,{"$f":"W45+W44","v":651150}]
[2,20,"Adquisición con Apoyo Infonavit",{"$f":"MAX(E48:I48)","v":0.11},0.105,0.105,0.11,0.11,0.11]
[3,20,"Adquisición con Cofinavit",{"$f":"MAX(E49:I49)","v":0.11},0.105,0.105,0.11,0.11,0.11,null,null,null,null,null,null,null,null,null,null,null,null,null,2500000]
[4,20,"Mejora de Hipoteca",0.11,0.105,0.105,0.11,0.11,null,null,null,null,null,null,null,null,null,null,null,null,null,null,351150]
[5,20,"Hipoteca Vertical",0.11,0.105,0.105,0.11,null,null,null,null,null,"Eng. Min","Desembolso Tot Requerido","Crédito","% Financiamiento","Tasa",null,"Hipoteca Uno + Uno",null,null,null,{"$f":"W49+W50","v":2851150}]
[6,20,"Terreno_",0.115,0.11,0.11,0.115,0.115,null,null,null,"RESULTADOS 1 + 1",{"$f":"T62","v":224953.19999999995},{"$f":"T62","v":224953.19999999995},{"$f":"M65","v":1215000},{"$f":"N65","v":0.9},{"$f":"O65","v":0.10199999999999999}]
[7,20,"Construcción_",0.115,0.11,0.11,0.115,0.115]
[8,20,"Terreno Plus",0.115,0.11,0.11,0.115,0.115]
[9,20,"Construcción Plus",0.115,0.11,0.11,0.115,0.115,null,null,null,null,"Valor Inmueble","% Financ. Orig.","Eng. Mínimo Original","Tasa Orig",null,"Eng. Adicional Propuesto","% Finan Capt","Tasa Capt"]
[10,20,"Remodelación",0.11,0.11,null,null,null,null,null,null,"Valores Iniciales",{"$f":"$N$6","v":1350000},{"$f":"$D$11","v":0.9},{"$f":"HojaMaestra!$C$7*(1-$N$56)","v":134999.99999999997},{"$f":"$D$10","v":0.10199999999999999},null,{"$f":"HojaMaestra!$C$26","v":0},{"$f":"HojaMaestra!$C$27","v":0},{"$f":"HojaMaestra!$C$55","v":0}]
[11,20,"Terminación de Obra",0.11,0.11]
[12,20,"Construcción/Remodelación por Ministraciones.",0.115,0.11,0.11,0.115,null,null,null,null,"Proceso","Garantia 2 Casa","Valor de las 2 casas","Tope","Monto de Tope","% Finan","Tasa 1","Enganche Min 1","% Financiamiento 1"]
[13,20,"Adq. De Terreno mas Const.  Por ministraciones",0.115,0.11,0.11,0.115,null,null,null,null,null,{"$f":"HojaMaestra!$C$41","v":0},{"$f":"$M$56+$M$59","v":1350000},{"$f":"IF(HojaMaestra!$C$27=0,$D$13,HojaMaestra!$C$28)","v":0.9},{"$f":"$N$59*$O$59","v":1215000},{"$f":"D11","v":0.9},{"$f":"$D$10","v":0.10199999999999999},{"$f":"IF($N$6-$P$59<=0,0,$N$6-$P$59)","v":135000},{"$f":"$P$59/$N$59","v":0.9}]
[14,20,"Hipoteca Uno + Uno",0.105,0.105,0.105]
[15,20,"Liquidez",0.13,0.13,null,null,null,null,null,null,null,"Avaluos","Comis por apertura","Notariales","Gastos","Adeudo 2a inmueble","Requerido","Requerido 2","Enganche"]
[16,20,"Hipoteca_Naranja_Flex",{"$f":"MAX(E62:I62)","v":9.8000000000000004E-2},9.8000000000000004E-2,9.8000000000000004E-2,9.8000000000000004E-2,9.8000000000000004E-2,null,null,null,null,{"$f":"IF(HojaMaestra!C39=\"SI\",Param!BE5+Param!BG5,Param!BE5)","v":4228.2},{"$f":"IFERROR($R$20*VLOOKUP(HojaMaestra!$C$25,Param!AJ8:AL9,3,0),0)","v":18225},{"$f":"(M56*HojaMaestra!C24)+(M59*HojaMaestra!F24)","v":67500},{"$f":"M62+N62+O62","v":89953.2},{"$f":"IF(HojaMaestra!C42=\"SI\",HojaMaestra!C43,0)","v":0},{"$f":"M56+P62+Q62","v":1439953.2},{"$f":"R62-R56","v":1439953.2},{"$f":"IF(S62>=P59,S62-P59,0)","v":224953.19999999995}]
[17,20,"Hipoteca Naranja Flex con Apoyo Infonavit",9.8000000000000004E-2,9.8000000000000004E-2,9.2999999999999999E-2,9.2999999999999999E-2,9.2999999999999999E-2,9.8000000000000004E-2]
[18,20,"Hipoteca Naranja Flex con COFINAVIT",{"$f":"MAX(E64:I64)","v":9.8000000000000004E-2},9.8000000000000004E-2,9.8000000000000004E-2,9.8000000000000004E-2,9.8000000000000004E-2,9.8000000000000004E-2,null,null,null,"Crédito","% Financiamiento","Tasa"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(S62>=P59,P59,S62)","v":1215000},{"$f":"M65/N59","v":0.9},{"$f":"IFERROR(IF(T56=0,HLOOKUP(VLOOKUP(N65,$AE$4:$AF$9,2,TRUE),$E$7:$I$10,4,0),T56),\"Sin Datos\")","v":0.10199999999999999}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Eng. Min","Enganche Requerido","Crédito","% Financiamiento","Tasa",null,"COFINAVIT"]
[null,null,null,null,null,null,null,null,null,null,null,"RESULTADOS  COFINAVIT",{"$f":"Q91","v":135000},{"$f":"M94","v":224953.2},{"$f":"N94","v":1215000},{"$f":"O94","v":0.9},{"$f":"P94","v":0.10199999999999999}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Valor Inmueble","% Financ. Orig.","Enganche Mínimo Original","Tasa Orig","Finan Original","Eng. Adicional Propuesto","% Finan Capt","Tasa Capt"]
[null,null,null,null,null,null,null,null,null,null,null,"Valores Iniciales",{"$f":"$N$6","v":1350000},{"$f":"$D$11","v":0.9},{"$f":"HojaMaestra!$C$7*(1-$N$82)","v":134999.99999999997},{"$f":"$D$10","v":0.10199999999999999},{"$f":"M82-O82","v":1215000},{"$f":"HojaMaestra!$C$26","v":0},{"$f":"HojaMaestra!$C$27","v":0},{"$f":"HojaMaestra!$C$55","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Crédito Infonavit","SubCuenta","Descuento Infonavit","Enganche 1","Enganche 2","Sobrante Eng Adic","Financia 2","SubTotCred"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(HojaMaestra!$C$34:$C$35)","v":0},{"$f":"SUM(HojaMaestra!$C$32:$C$33)","v":0},{"$f":"SUM(HojaMaestra!$C$36:$C$37)","v":0},{"$f":"IF(M85>=O82,0,O82-M85)","v":134999.99999999997},{"$f":"IF(R82>=P85,0,P85-R82)","v":134999.99999999997},{"$f":"IF(R82>=P85,R82-P85,0)","v":0},{"$f":"IF(M85>=O82,M82-M85,Q82)","v":1215000},{"$f":"M82-M85-N85-R82","v":1350000}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Comis Apert","Avalúo","Notariales","Gastos COFI","Gastos 1","Cred-Info-Gastos","Enganche 3","Sobrante Credit"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(O91*VLOOKUP(HojaMaestra!C25,Param!AJ8:AU9,3,FALSE),0)","v":18225},{"$f":"Param!BE5","v":4228.2},{"$f":"M82*HojaMaestra!C24","v":67500},{"$f":"M85*Param!$DK$8","v":0},{"$f":"SUM(M88:P88)","v":89953.2},{"$f":"N85-Q88","v":-89953.2},{"$f":"IF(R88<=0,ABS(R88),0)","v":89953.2},{"$f":"IF(R88>0,R88,0)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Enganche 4","Sobrante Eng Adc 2","Cred S/Finan Apert","Cred C/Finan Apert","EngMin"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Q88+Q91+R82","v":224953.2},{"$f":"IF(R85>=S88,R85-S88,0)","v":0},{"$f":"IF(Q82>T85,T85,Q82)","v":1215000},{"$f":"O91+M88","v":1233225},{"$f":"IF(Q82>T85,0,T85-Q82)","v":135000}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Eng Tot","Crédito Ban 1","% Financiamiento","Tasa","Comprobación"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"M91","v":224953.2},{"$f":"IF(HojaMaestra!C17=\"NO\",O91,P91)","v":1215000},{"$f":"N94/M82","v":0.9},{"$f":"IFERROR(IF(T82=0,HLOOKUP(VLOOKUP(O94,$AE$4:$AF$9,2,TRUE),$E$7:$I$10,4,0),T82),\"Sin Datos\")","v":0.10199999999999999},{"$f":"($N$94+$N$85+$M$85+$R$82)/$N$6","v":0.9}]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Resultado Parametros según producto seleccionado"]
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[null,"Configuraciones Parametros Generales del Cotizador",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DGET(CH7:CN25,CH7,CI3:CI4)","v":4},{"$f":"HojaMaestra!$C$2","v":"Mejora de Hipoteca"},{"$f":"DGET($CH$7:$CN$25,CJ7,$CI$3:$CI$4)","v":"SI"},{"$f":"DGET($CH$7:$CN$25,CK7,$CI$3:$CI$4)","v":"SoloPagosFijos"},{"$f":"DGET($CH$7:$CN$25,CL7,$CI$3:$CI$4)","v":"NO"},{"$f":"DGET($CH$7:$CN$25,CM7,$CI$3:$CI$4)","v":500000},{"$f":"DGET($CH$7:$CN$25,CN7,$CI$3:$CI$4)","v":"SoloNO"},{"$f":"DGET($CH$7:$CQ$25,CO7,$CH$3:$CH$4)","v":"Comisión por Administración"},{"$f":"DGET($CH$7:$CQ$25,CP7,$CH$3:$CH$4)","v":"Comisión por Administración"},{"$f":"DGET($CH$7:$CQ$25,CQ7,$CI$3:$CI$4)","v":"AmbosTiposIngresos"},{"$f":"MAX(TablaTasas!$E$13:$I$13)","v":0.9}]
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[null,"Cód","Tipo","Daños",null,null,null,"Cód","Estado","Porcentaje","% 2 Avaluo",null,null,null,null,null,null,"Cód","Impuesto","%",null,null,null,null,null,null,null,null,null,null,"Cód","Opción","Años",null,"Cód","Comisión","Importe","Comisión Apertura","Comision Prepago",null,"Importe","Apertura","Prepago",null,"Importe","Apertura","Prepago",null,"Cód","Proporción",null,"Cód","DE","HASTA","PORCENTAJE","Selección","Total","Selección","Total",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Opción","Terrenos",null,"Cód","Tope",null,"Cód","Productos",null,"Cód","Productos","Seg Daños","Esq. Pago","Estudio Tec","Valor Min del Inm","Período de Gracia","Letr Gastos Admon (Fijos)","Letr Gastos Admon (Creciente)","Tipo Ingresos",null,null,"Cód","Valor",null,"Cód","Valor",null,"Cód","Valor",null,"Cód","Valor",null,"Cód","Valor","Monto con Iva",null,"Cód","Valor",null,null,null,null,"Comisión","Importe","Comisión Apertura","Comision Prepago",null,"Importe","Apertura","Prepago",null,"Importe","Apertura","Prepago",null,null,null,null,"Cód","Valor",null,"Cód","Esquema de Pagos","Resul Código",null,"Cód","Valor",null,"Cód","Meses",null,"Cód","Monto",null,"Cód","Valor",null,"Cód","Productos","Letrero Programa Asalariado"]
[null,1,"Sobre V. Construcción",7.4364E-2,null,null,null,1,"Aguascalientes",0.03,0.03,null,null,null,null,null,null,1,"IVA Gral",0.16,null,null,null,null,null,null,null,null,null,null,1,"1 año",1,null,1,{"$f":"($AL$8*100)&\"% por Apertura - \"&($AM$8*100)&\"%  Penalización por Prepago\"","v":"1.5% por Apertura - 0%  Penalización por Prepago"},250,1.4999999999999999E-2,0,null,250,1.4999999999999999E-2,0,null,250,1.4999999999999999E-2,0,null,1,2,null,1,0.01,799999.99,2174,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA8,HojaMaestra!$C$7<=Param!BB8),BC8,0)","v":0},{"$f":"Param!$BD$8*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA8,HojaMaestra!$C$41<=BB8),BC8,0)","v":0},{"$f":"Param!$BF$8*(1+$T$8)","v":0},null,null,"Tipo",1,2,3,4,5,6,7,8,9,10,11,12,null,1,"Terreno Plus","Citadino",null,1,5500,null,1,"Adquisición Tradicional",null,{"$f":"CE8","v":1},{"$f":"CF8","v":"Adquisición Tradicional"},"SI","AmbosPagos","NO",500000,"SoloNO","Comisión por Autorización Diferida","Comisión por Autorización Diferida","AmbosTiposIngresos",null,null,1,-1.2999999999999999E-3,null,1,0.2,null,1,500000,null,1,700000,null,1,1500,{"$f":"DG8*(1+T8)","v":1739.9999999999998},null,1,0.05,null,null,null,null,{"$f":"(DR8*100)&\"% por Apertura - \"&(DS8*100)&\"%  Penalización por Prepago\"","v":"1.5% por Apertura - 0%  Penalización por Prepago"},{"$f":"IF(HojaMaestra!$A$2>2,$DU$8,$DY$8)","v":250},1.4999999999999999E-2,{"$f":"IF(HojaMaestra!$A$2>2,$DW$8,$EA$8)","v":0},null,250,0,0,null,250,1.4999999999999999E-2,0,null,null,null,null,1,1.6E-2,null,1,"Pagos Fijos",1,null,1,1.33333E-3,null,1,18,null,1,10000000,null,1,5.0000000000000001E-3,null,1,"Adquisición Tradicional","Ninguno"]
[null,2,"Porcentaje de daños",0.7,null,null,null,2,"Baja california norte",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"2 años",2,null,2,{"$f":"(AL9*100)&\"% por Apertura - \"&(AM9*100)&\"%  Penalización por Prepago\"","v":"0% por Apertura - 1.5%  Penalización por Prepago"},250,0,1.4999999999999999E-2,null,250,0,0,null,250,0,1.4999999999999999E-2,null,null,null,null,2,800000,1999999.99,2.7,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA9,HojaMaestra!$C$7<=Param!BB9),BC9,0)","v":2.7},{"$f":"HojaMaestra!$C$7/1000*BD9*(1+$T$8)","v":4228.2},{"$f":"IF(AND(HojaMaestra!$C$41>=BA9,HojaMaestra!$C$41<=BB9),BC9,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF9*(1+$T$8)","v":0},null,null,{"$f":"HojaMaestra!C2","v":"Mejora de Hipoteca"},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,2,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,3,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,4,0)","v":0.8},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,5,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,6,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,7,0)","v":0.7},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,8,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,9,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,10,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,11,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,12,0)","v":0},{"$f":"VLOOKUP($BJ$9,$BJ$17:$BV$34,13,0)","v":0.6},null,2,"Terreno","Campestre",null,null,null,null,2,"Adquisición con Apoyo Infonavit",null,{"$f":"CE9","v":2},{"$f":"CF9","v":"Adquisición con Apoyo Infonavit"},"SI","AmbosPagos","NO",500000,"SoloNO","Comisión por Autorización Diferida","Comisión por Autorización Diferida","SoloAsalariado",null,null,2,-1.1000000000000001E-3,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"(DR9*100)&\"% por Apertura - \"&(DS9*100)&\"%  Penalización por Prepago\"","v":"0% por Apertura - 1.5%  Penalización por Prepago"},{"$f":"IF(HojaMaestra!$A$2>2,$DU$9,$DY$9)","v":250},{"$f":"IF(HojaMaestra!A$2>2,$DV$9,$DW$9)","v":0},1.4999999999999999E-2,null,250,0,0,null,250,0,1.4999999999999999E-2,null,null,null,null,null,null,null,2,"Pagos Crecientes",2,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Adquisición con Apoyo Infonavit","Asalariado"]
[null,null,null,null,null,null,null,3,"Baja california sur",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"3 años",3,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,2000000,2999999.99,2.5,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA10,HojaMaestra!$C$7<=Param!BB10),BC10,0)","v":0},{"$f":"HojaMaestra!$C$7/1000*BD10*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA10,HojaMaestra!$C$41<=BB10),BC10,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF10*(1+$T$8)","v":0},null,null,{"$f":"HojaMaestra!C28","v":0.9},{"$f":"IF($BJ$10<=BK9,BK8,0)","v":0},0,0,0,0,0,0,0,0,0,0,0,null,null,null,null,null,null,null,null,3,"Adquisición con Cofinavit",null,3,"Adquisición con Cofinavit","SI","AmbosPagos","NO",500000,"SoloNO","Comisión por Autorización Diferida","Comisión por Autorización Diferida","SoloAsalariado",null,null,3,1.6999999999999899E-3,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"Adquisición con Cofinavit","Asalariado"]
[null,"Cód","Tipo","Titular","Mancomunado","2 Titulares",null,4,"Campeche",0.03,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,"4 años",4,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,3000000,3999999.99,2.4,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA11,HojaMaestra!$C$7<=Param!BB11),BC11,0)","v":0},{"$f":"HojaMaestra!$C$7/1000*BD11*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA11,HojaMaestra!$C$41<=BB11),BC11,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF11*(1+$T$8)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,"Mejora de Hipoteca",null,4,"Mejora de Hipoteca","SI","SoloPagosFijos","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,"Mejora de Hipoteca","Ninguno"]
[null,1,"Seg Vida Titular",0.42399999999999999,0.59199999999999997,0.59199999999999997,null,5,"Coahuila de zaragoza",0.06,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,"5 años",5,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,4000000,4999999.99,2.35,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA12,HojaMaestra!$C$7<=Param!BB12),BC12,0)","v":0},{"$f":"HojaMaestra!$C$7/1000*BD12*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA12,HojaMaestra!$C$41<=BB12),BC12,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF12*(1+$T$8)","v":0},null,null,{"$f":"MAX(BK10:BV10)","v":0},"Meses de Período de gracia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,"Hipoteca Vertical",null,5,"Hipoteca Vertical","SI","SoloPagosFijos","NO",1000000,"SoloSI","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,"Hipoteca Vertical","Ninguno"]
[null,2,"Seguro ITP",0.106,0.14799999999999999,0.14799999999999999,null,6,"Colima",0.03,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,"6 años",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,5000000,5999999.9900000002,2.2999999999999998,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA13,HojaMaestra!$C$7<=Param!BB13),BC13,0)","v":0},{"$f":"HojaMaestra!$C$7/1000*BD13*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA13,HojaMaestra!$C$41<=BB13),BC13,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF13*(1+$T$8)","v":0},null,null,"RESULTADO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,"Terreno_",null,6,"Terreno_","NO","SoloPagosFijos","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,"Terreno_","Ninguno"]
[null,3,"Seguro Desempleo",0.3,0.3,0.3,null,7,"Chiapas",0.06,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,"7 años",7,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,6000000,6999999.9900000002,2.25,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA14,HojaMaestra!$C$7<=Param!BB14),BC14,0)","v":0},{"$f":"HojaMaestra!$C$7/1000*BD14*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA14,HojaMaestra!$C$41<=BB14),BC14,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF14*(1+$T$8)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,"Construcción_",null,7,"Construcción_","NO","SoloPagosFijos","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,"Construcción_","Ninguno"]
[null,4,"Seguro No se 1",400,null,null,null,8,"Chihuahua",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,"8 años",8,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,7000000,7999999.9900000002,2.2000000000000002,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA15,HojaMaestra!$C$7<=Param!BB15),BC15,0)","v":0},{"$f":"HojaMaestra!$C$7/1000*BD15*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA15,HojaMaestra!$C$41<=BB15),BC15,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF15*(1+$T$8)","v":0},null,null,"Período de Gracia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,"Terreno Plus",null,8,"Terreno Plus","NO","SoloPagosFijos","NO",700000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,"Terreno Plus","Ninguno"]
[null,5,"Seguro No se 2",500,null,null,null,9,"Distrito federal",7.0000000000000007E-2,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,"9 años",9,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,8000000,8999999.9900000002,2.1,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA16,HojaMaestra!$C$7<=Param!BB16),BC16,0)","v":0},{"$f":"HojaMaestra!$C$7/1000*BD16*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA16,HojaMaestra!$C$41<=BB16),BC16,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF16*(1+$T$8)","v":0},null,"Cód","Producto",1,2,3,4,5,6,7,8,9,10,11,12,null,null,null,null,null,null,null,null,9,"Construcción Plus",null,9,"Construcción Plus","NO","SoloPagosFijos","NO",700000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,"Construcción Plus","Ninguno"]
[null,6,"Seguro No se 3",600,null,null,null,10,"Durango",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,"10 años",10,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,9000000,999999999.99000001,2,{"$f":"IF(AND(HojaMaestra!$C$7>=Param!BA17,HojaMaestra!$C$7<=Param!BB17),BC17,0)","v":0},{"$f":"HojaMaestra!$C$7/1000*BD17*(1+$T$8)","v":0},{"$f":"IF(AND(HojaMaestra!$C$41>=BA17,HojaMaestra!$C$41<=BB17),BC17,0)","v":0},{"$f":"HojaMaestra!$C$41/1000*BF17*(1+$T$8)","v":0},null,1,"Adquisición Tradicional",0,0,0.8,0,0,0.7,0,0,0,0,0,0.6,null,null,null,null,null,null,null,null,10,"Remodelación",null,10,"Remodelación","SI","SoloPagosFijos","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,"Remodelación","Ninguno"]
[null,null,null,null,null,null,null,11,"Guanajuato",0.03,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,"11 años",11,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Adquisición con Apoyo Infonavit",0,0,0.8,0,0,0.7,0,0,0,0,0,0.6,null,null,null,null,null,null,null,null,11,"Terminación de Obra",null,11,"Terminación de Obra","SI","SoloPagosFijos","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,"Terminación de Obra","Ninguno"]
[null,null,null,null,null,null,null,12,"Guerrero",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,"12 años",12,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"Adquisicón con Cofinavit",0,0,0.8,0,0,0.7,0,0,0,0,0,0.6,null,null,null,null,null,null,null,null,12,"Construcción/Remodelación por ministraciones.",null,12,"Construcción/Remodelación por ministraciones.","SI","SoloPagosFijos","SI",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,"Construcción/Remodelación por ministraciones.","Ninguno"]
[null,null,null,null,null,null,null,13,"San luis potosi",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,"13 años",13,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,"Mejora de Hipoteca",0,0,0.8,0,0,0.7,0,0,0,0,0,0.6,null,null,null,null,null,null,null,null,13,"Adq. De Terreno mas Const.  Por ministraciones",null,13,"Adq. De Terreno mas Const.  Por ministraciones","SI","SoloPagosFijos","SI",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,"Adq. De Terreno mas Const.  Por ministraciones","Ninguno"]
[null,null,null,null,null,null,null,14,"Sinaloa",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,"14 años",14,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,"Hipoteca Vertical",0,0,0.8,0,0,0.7,0,0,0,0,0,0.6,null,null,null,null,null,null,null,null,14,"Hipoteca Uno + Uno",null,14,"Hipoteca Uno + Uno","SI","SoloPagosFijos","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,"Hipoteca Uno + Uno","Ninguno"]
[null,null,null,null,null,null,null,15,"Sonora",0.04,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,"15 años",15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,"Terreno_",0,0,0.8,0,0,0.7,0,0,0,0,0,0.6,null,null,null,null,null,null,null,null,15,"Liquidez",null,15,"Liquidez","SI","SoloPagosFijos","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,"Liquidez","Ninguno"]
[null,null,null,null,null,null,null,16,"Tabasco",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,"16 años",16,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,"Construcción_",0,0,0,0,0,0,0,0,0,0,0,0,null,null,null,null,null,null,null,null,16,"Hipoteca_Naranja_Flex",null,16,"Hipoteca_Naranja_Flex","SI","SoloPagosCrec","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","AmbosTiposIngresos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,"Hipoteca_Naranja_Flex","Ninguno"]
[null,null,null,null,null,null,null,17,"Tamaulipas",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,"17 años",17,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,"TerrenoPlus",0,0,0,0,0,0,0,0,0,0,0,0,null,null,null,null,null,null,null,null,17,"Hipoteca Naranja Flex con Apoyo Infonavit",null,17,"Hipoteca Naranja Flex con Apoyo Infonavit","SI","SoloPagosCrec","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","SoloAsalariado",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,"Hipoteca Naranja Flex con Apoyo Infonavit","Asalariado"]
[null,null,null,null,null,null,null,18,"Hidalgo",0.04,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,"18 años",18,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,"Construcción_Plus",0,0,0,0,0,0,0,0,0,0,0,0,null,null,null,null,null,null,null,null,18,"Hipoteca Naranja Flex con COFINAVIT",null,18,"Hipoteca Naranja Flex con COFINAVIT","SI","SoloPagosCrec","NO",500000,"SoloNO","Comisión por Administración","Comisión por Administración","SoloAsalariado",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,"Hipoteca Naranja Flex con COFINAVIT","Asalariado"]
[null,null,null,null,null,null,null,19,"Jalisco",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,"19 años",19,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,"Remodelación",0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,null,null,null,null,20,"Estado de mexico",7.0000000000000007E-2,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,"20 años",20,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,"Terminación de Obra",0,0,0,0,0,0,0,0,0,0,0,0,null,null,null,null,null,null,null,null,null,"OpcionSiNo"]
[null,null,null,null,null,null,null,21,"Michoacan de ocampo",0.03,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,"Construcción/Remodelación por ministraciones.",0,0,0,0,0,0,0,0,0,0,0,0.8,null,null,null,null,null,null,null,null,null,"SI"]
[null,null,null,null,null,null,null,22,"Morelos",0.02,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,"Adq. De Terreno mas Const.  Por ministraciones",0,0,0,0,0,0,0,0,0,0,0,0.8,null,null,null,null,null,null,null,null,null,"NO"]
[null,null,null,null,null,null,null,23,"Nayarit",0.02,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,"Hipoteca Uno + Uno",0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,null,null,null,null,24,"Nuevo leon",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,"Liquidez",0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,null,null,null,null,25,"Oaxaca",0.04,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,"Hipoteca_Naranja_Flex",0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,null,null,null,null,26,"Puebla",0.04,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,"Hipoteca Naranja Flex con Apoyo Infonavit",0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,null,null,null,null,27,"Queretaro de arteaga",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,"Hipoteca Naranja Flex con COFINAVIT",0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,null,null,null,null,28,"Quintana roo",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Localización del Terreno"]
[null,null,null,null,null,null,null,29,"Tlaxcala",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"Citadino"]
[null,null,null,null,null,null,null,30,"Veracruz llave",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Campestre"]
[null,null,null,null,null,null,null,31,"Yucatan",0.03,0.03]
[null,null,null,null,null,null,null,32,"Zacatecas",0.05,0.03,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Terreno Plus"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,0.7]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","TipoIngreso"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"Asalariado"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Act. Empresarial"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Participantes"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"Titular"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Mancomunado"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"2 Titulares"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Plazo"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,"20 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,"19 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,"18 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,"17 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,"16 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,"15 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,"14 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,"13 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,"12 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,"11 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,"10 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,"9 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,"8 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,"7 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,"6 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,"5 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,"4 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"3 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"2 años"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"1 años"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Comisión"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,{"$f":"($AL$8*100)&\"% por Apertura - \"&($AM$8*100)&\"%  Penalización por Prepago\"","v":"1.5% por Apertura - 0%  Penalización por Prepago"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,{"$f":"($AL$9*100)&\"% por Apertura - \"&($AM$9*100)&\"%  Penalización por Prepago\"","v":"0% por Apertura - 1.5%  Penalización por Prepago"}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Esquema de Pagos Fijos"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"Pagos Fijos"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Esquema de Pagos"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"Pagos Fijos"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Pagos Crecientes"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Ubicación"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"AGUASCALIENTES"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"BAJA CALIFORNIA NORTE"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"BAJA CALIFORNIA SUR"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,4,"CAMPECHE"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,"COAHUILA DE ZARAGOZA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,"COLIMA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,"CHIAPAS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,"CHIHUAHUA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,"DISTRITO FEDERAL"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,"DURANGO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,"GUANAJUATO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,"GUERRERO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,"SAN LUIS POTOSI"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,"SINALOA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,"SONORA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,"TABASCO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,"TAMAULIPAS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,"HIDALGO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,"JALISCO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,"ESTADO DE MEXICO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21,"MICHOACAN DE OCAMPO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,22,"MORELOS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,"NAYARIT"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,24,"NUEVO LEON"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,"OAXACA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,26,"PUEBLA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27,"QUERETARO DE ARTEAGA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,28,"QUINTANA ROO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,"TLAXCALA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,30,"VERACRUZ LLAVE"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,31,"YUCATAN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,32,"ZACATECAS"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esquema de Pagos Crecientes"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"Pagos Crecientes"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Opciones de Pago"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"SoloPagosFijos"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"SoloPagosCrec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"AmbosPagos"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Período de Gracia"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"SoloSI"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"SoloNO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"Ambos"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Opciones Tipo Ingresos"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"SoloAsalariado"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"SoloActEmpresarial"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"AmbosTiposIngresos"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cód","Prepagos"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1,"Prepagos a Plazo"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2,"Prepagos a Mensualidad"]

{"sheet":"TablAmoPagosFijos","index":5,"n_rows":267,"n_cols":82,"rows_kept":267,"cut":false,"hidden":false,"merged":[[7,1,7,14],[6,1,6,3]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=IFERROR(IF(B10=\"\",\"\",IF(AND(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),B11<=Param!$EQ$8+1),0,IF(B11<=HojaMaestra!$M$19+1,0,BG10))),0)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incremento Anual de pago",null,null,"Período de cambio","Tasas","Saldo Final","Factor Gral Utiliza","Monto inicial","Financiar Comisión de Apertura","Comisión","Seguro desempleo"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"P21","v":0},null,null,{"$f":"TablaTasas!AA5","v":37},{"$f":"TablaTasas!AB5","v":9.74E-2},{"$f":"$O$249","v":""},1.0938000000001,9242.7057251176902,"NO",1,{"$f":"HojaMaestra!C20","v":"SI"},null,null,null,null,null,null,null,null,null,"=(12 *IF(Simulador!$F$18=1,INDEX(Plazos!$A$2:$B$21,Simulador!$L$18,2),20))+Producto!$AA$1"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"TablaTasas!AA6","v":73},{"$f":"TablaTasas!AB6","v":0.1074},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=IF(K11>0,$AL$10-B10,(AL10-IF(B10=HojaMaestra!$M$19,HojaMaestra!$M$19,0)))",null,null,null,null,null,null,null,null,null,null,null,null,null,"=IFERROR(IF(B11=\"\",\"\",IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),IF(AX11<>0,$AZ$10+SUM($G$10:G10)+SUM($I$10:I10)+SUM($M$10:M10),0),HojaMaestra!$M$16)),0)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor del inmueble:",null,null,null,{"$f":"TablaTasas!AA7","v":240},{"$f":"TablaTasas!AB7","v":0.1174},null,null,null,null,{"$f":"G10+H10+(I10/(1+Param!$T$8))+Z10","v":17501.75174048714}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"HojaMaestra!$C$7","v":1350000},"Factor de Crecim.",null,null,null,null,null,null,null,null,null,null,null,null,null,"=($F$10*100)*($AE$10/$AD$10)",null,null,null,null,null,"=IF(OR(HojaMaestra!$A$4=12,HojaMaestra!$A$4=13),BO10,IF(HojaMaestra!$C$18=\"SI\",BQ10,BM10))"]
[null,{"$f":"TODAY()","v":"2023-12-01"},null,null,"Pagos Fijos",null,null,null,null,null,null,null,null,"CAT sin IVA",{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),(1+IRR(CC9:CC261))^12-1,(1+IRR(AA9:AA261))^12-1)","v":0.12916475266745042},null,{"$f":"HojaMaestra!$M$16","v":1215000},1.33333E-3,null,null,"Participantes",{"$f":"HojaMaestra!C10","v":"Titular"},null,"Lleva Seg de daños",null,null,"Calculo CAT",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Resultado 1er Pago",null,null,null,null,null,null,null,null,null,null,null,"Max",null,null,null,null,null,null,null,null,null,null,null,"Calculo CAT"]
[null,{"$f":"HojaMaestra!$C$2","v":"Mejora de Hipoteca"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financiamiento:",null,null,null,null,null,null,{"$f":"IF(OR(HojaMaestra!$A$2=6,HojaMaestra!$A$2=8,HojaMaestra!$A$2=13),\"No\",\"Si\")","v":"Si"},"Para Calculo del CAT",null,{"$f":"HojaMaestra!$G$6+HojaMaestra!$G$5/(1+Param!$T$8)","v":21870},"Comis Apert + Ava para CAT",null,null,null,null,null,null,null,null,null,null,null,"<-Insoluto vertical",null,"<-PagotZ Vertical",null,"<-Periodos vertical",null,"<-Periodos vertical",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(BE10:BE249)","v":17547.478335907832},null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(BQ10:BQ261)","v":120},null,null,null,null,null,null,null,null,null,null,null,{"$f":"HojaMaestra!$G$6+HojaMaestra!$G$5/(1+Param!$T$8)","v":21870}]
[null,"Período","Fecha","Insoluto","EROGACIÓN","Tasa Aplicada","Intereses","Amortización",{"$f":"Param!$CO$4","v":"Comisión por Administración"},"Aport. Bimestral","Prepagos a Capital","Comisión por prepago","Seguros","Pago","Saldo",null,"PrePagos","% de crecimiento","Dias de mes siguiente","Num Mes","Seguro Vida","Seguro ITP","Seg. Desempleo","Seg. Daños","Seg Daños Sin/IVA","Seg para Calc CAT",{"$f":"AA8-D10","v":-1193130},"Dato Requerido Calc CAT",null,"PagoZ","PagotZ","Taza Única","Pago Único","Total a Pagar","Amortizacion",null,"Insoluto Por Adelanto","Periodos","Periodos Prepagos a Mensualidad",{"$f":"IF(MAX(AN10:AN275)=0,D10,MAX(AN10:AN275))","v":1215000},null,{"$f":"MAX(AS10:AS275)","v":0},null,{"$f":"IF(MAX(AU10:AU275)=0,AL10,MAX(AU10:AU275))","v":120},null,"Períodos",null,"Dias a considerar",null,"Meses de Ministraciones","Insoluto SIN Ministraciones","Insoluto CON Ministraciones","Crédito repartido en 12 Meses",null,"Seguros Sin IVA",null,"Pago",null,"Amortización",null,"Pagos",null,"Insoluto con período de gracia",null,"Períodos normales",null,"Total de períodos con ministraciones",null,"Períodos gral con período de gracia",null,"Períodos",null,"Primeros Pagos con Ministarciones",null,"Seguro Vida","Seguro ITP","Seg. Desempleo","Seg. Daños","Seg Daños Sin/IVA","Seg para Calc CAT",{"$f":"CC8-D22","v":-1123183.790062313},"Dato Requerido Calc CAT"]
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[]
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[null,null,null,"Totales del período de gracia en Ministraciones",null,null,{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),SUM(G9:G21),0)","v":0},{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),SUM(H9:H21),0)","v":0},{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),SUM(I9:I21),0)","v":0},{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),SUM(J9:J21),0)","v":0},{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),SUM(K9:K21),0)","v":0},{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),SUM(L9:L21),0)","v":0},{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),SUM(M9:M21),0)","v":0},{"$f":"IF(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),SUM(N9:N21),0)","v":0}]
[null,{"$f":"IF(OR(O264<=0.01,O264=\"\"),\"\",B264+1)","v":""}]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor del inmueble:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"HojaMaestra!$C$7","v":1350000}]
[null,{"$f":"TODAY()","v":"2023-12-01"},null,null,"Pagos Crecientes",null,null,null,null,null,null,null,null,"CAT sin IVA",{"$f":"(1+IRR(BH9:BH261))^12-1","v":0.12622154700526034},null,{"$f":"HojaMaestra!$M$16","v":1215000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Calculo CAT",null,null,null,"Resultado 1er Pago"]
[null,{"$f":"HojaMaestra!$C$2","v":"Mejora de Hipoteca"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financiamiento:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,240,null,null,null,null,null,null,null,null,null,null,null,"Para Calculo del CAT",null,{"$f":"HojaMaestra!$G$6+HojaMaestra!$G$5/(1+Param!$T$8)","v":21870},"Comis. Apert + Ava para CAT",null,null,{"$f":"MAX(BL10:BL249)","v":12525.487688592682}]
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[]
[null,null,null,null,null,null,{"$f":"SUM(G10:G249)","v":1812816.5144194372},{"$f":"SUM(H10:H249)","v":1215000.0000000005},60000,0,0,0,194029.32716024559,3281845.8415796841]
[null,{"$f":"MAX(B10:B249)+10","v":250}]

{"sheet":"TablAmoPagosFijosMinist","index":7,"n_rows":278,"n_cols":87,"rows_kept":278,"cut":false,"hidden":true,"merged":[[6,3,6,5],[7,3,7,16]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"=IFERROR(IF(B10=\"\",\"\",IF(AND(OR(HojaMaestra!$A$2=12,HojaMaestra!$A$2=13),B11<=Param!$EQ$8+1),0,IF(B11<=HojaMaestra!$M$19+1,0,BG10))),0)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incremento Anual de pago",null,null,"Período de cambio","Tasas","Saldo Final","Factor Gral Utiliza","Monto inicial","Financiar Comisión de Apertura","Comisión","Seguro desempleo"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor del inmueble:",null,null,null,{"$f":"TablaTasas!AA7","v":240},{"$f":"TablaTasas!AB7","v":0.1174},null,null,null,null,{"$f":"I10+J10+(K10/(1+Param!$T$8))+AC10","v":14455.306051920736}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"HojaMaestra!$C$7","v":1350000},"Factor de Crecim.",null,null,null,null,null,null,null,null,{"$f":"IRR(AD32:AD272)","v":1.0043180484850867E-2},null,null,null,null,"=($F$10*100)*($AE$10/$AD$10)",null,null,null,null,null,"=IF(OR(HojaMaestra!$A$4=12,HojaMaestra!$A$4=13),BO10,IF(HojaMaestra!$C$18=\"SI\",BQ10,BM10))"]
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[null,null,null,{"$f":"HojaMaestra!$C$2","v":"Mejora de Hipoteca"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financiamiento:",null,null,null,null,null,null,null,"Para Calculo del CAT",null,{"$f":"HojaMaestra!$G$6+HojaMaestra!$G$5/(1+Param!$T$8)","v":21870},"Comis Apert + Ava para CAT",null,null,null,null,null,null,null,null,null,null,null,"<-Insoluto vertical",null,"<-PagotZ Vertical",null,"<-Periodos vertical",null,"<-Periodos vertical",null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(BH10:BH254)","v":16241.032647341426},null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(BT10:BT272)","v":120},null,null,null,null,null,null,null,null,null,null,null,{"$f":"HojaMaestra!$G$6+HojaMaestra!$G$5/(1+Param!$T$8)","v":21870}]
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[]
[]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor del inmueble:",null,null,null,null,null,{"$f":"TablaTasas!AA7","v":240},{"$f":"TablaTasas!AB7","v":0.1174},null,null,null,{"$f":"AC2/Z3","v":11534.836869196786}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"HojaMaestra!$C$7","v":1350000},"Factor de Crecim.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Aport Bimestral"]
[null,{"$f":"TODAY()","v":"2023-12-01"},null,null,"Naranja Flex",null,null,null,null,null,null,null,null,"CAT sin IVA",{"$f":"(1+IRR(AE9:AE249))^12-1","v":-1.4958885619000051E-2},null,{"$f":"HojaMaestra!$M$16","v":1215000},{"$f":"Param!$EN$8","v":1.33333E-3},null,null,null,null,null,null,null,null,null,null,null,null,"Calculo CAT",null,null,"Resultado 1er Pago",null,null,null,{"$f":"HojaMaestra!$C$16","v":4500}]
[null,{"$f":"HojaMaestra!$C$2","v":"Mejora de Hipoteca"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Financiamiento:",null,null,null,null,null,null,null,null,null,null,null,"Para Calculo del CAT",null,{"$f":"HojaMaestra!$G$6+HojaMaestra!$G$5/(1+Param!$T$8)","v":21870},"Comis Apert + Ava para CAT",null,{"$f":"MAX(AH10:AH249)","v":1339.9678168}]
[null,"Período","Fecha","Insoluto","EROGACIÓN","Tasa Aplicada","Intereses","Amortización","Comisión por Administración","Aport. Bimestral","Prepagos a Plazo","Comisión de Prepagos","Seguros","Pago","Saldo",null,"Prepagos","% de crecimiento","Dias de mes siguiente","Dia Base","Días a Considerar","Aport. Bimestre","Seguro Vida","Seguro ITP","Seg. Desempleo","Seg. Daños","Aportación Bimestral",null,"Seg Daños Sin/IVA","Seg para Calc CAT",{"$f":"AE8-D10","v":-1193130},"Dato Requerido Calc CAT",null,"Pago",null,"Período",null,"Pago",null,"Aport Bimestral"]
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{"sheet":"Claves","index":9,"n_rows":8,"n_cols":2,"rows_kept":8,"cut":false,"hidden":true,"merged":[]}
[]
[]
["Usuario","Clave"]
["Administrador","hola"]
["Desarrollador","hola2"]
["Ejecutivo","hola3"]
["Protecc Hoja","banregio321"]
["Protecc Libro","banregio321"]